Private Real Estate Funds · For Accredited Investors

Wealth Built by
Real Estate

Institutional-grade real estate funds. Real assets across the Southeast. Members are paid first — without the day-to-day work of owning property.

Accredited investors onlyBacked by real assetsSoutheast U.S.
$16M+Capital raised
15+ yrsReal estate experience
80Loans funded
$75KMinimum investment

Figures reflect combined experience across the firm and its principals. All investing carries risk; past performance is not a guide to future results.

Who We Are

Trusted With Capital. Grounded in Discipline.

Loam Capital Group is a private real estate firm based in North Carolina. We put accredited investors’ money to work in real estate across the Southeast — loans secured by property and new homes we build ourselves. Our approach is simple and disciplined: protect your capital first, back every dollar with a real asset, and get paid only after our Members do. You bring the capital. We bring the experience, the deal flow, and the day-to-day work — and we treat your money as if it were our own.

Free Investor Resource

See Exactly Where the Money Goes

Download the Spring 2026 Pipeline Snapshot — a plain-English look at the new-home projects in our current pipeline, the markets we build in, and how we protect Member capital at every step.

  • Current projects and target markets
  • How we underwrite and manage risk
  • What being a Member looks like

Accredited investors only. Your information is never shared or sold.

Get the Report

Why Loam Capital Group

Experience. Discipline. Trust.

Three principles guide every dollar we manage — and they are why Members keep investing with us year after year.

Experience

15+ years and 80 real estate loans funded — through strong markets and hard ones — now building new homes.

Discipline

We back every dollar with a real asset and a wide margin of safety. We pass on far more deals than we fund, and we never chase hype.

You’re Paid First

We share in the profits only after Members receive their preferred return. When you win, we win.

Two Ways to Invest

Pick the Path That Fits You

We run two funds. One earns fixed income from secured loans. One builds new homes for growth. You can choose one or both.

Not Accepting New Capital Income Fund

High-Yield Fund

Not accepting new investment right now.

Steady income from short-term real estate loans, secured by property at about 60% of value.

  • Paid every quarter
  • Profit split after the preferred return
  • Secured by real property
Learn More
Growth Fund

Equity Fund

Preferred return plus a share of profits

Own a share of new homes built in North Carolina's fastest-growing cities. Members share in the profits as homes sell.

  • Preferred return paid before the Manager
  • Real ownership of real projects
  • Full terms on the fund page
Learn More

A preferred return sets the order Members are paid in; it is not a guaranteed profit. Full structure and terms are on each fund’s page and in the official fund documents.

Where We Work

Rooted in North Carolina, Investing Across the Southeast

We are based in North Carolina and lend across the Southeast — the Carolinas, Georgia, Tennessee, and Virginia. We currently focus our building in the greater Raleigh, Charlotte, and Wilmington markets, chosen for their strong job markets and growing populations. Over the long term, we aim to expand our building across the Southeast for those same reasons.

  • Local market knowledge on every deal
  • We can drive to what we build
  • A fast-growing region with deep demand for homes
The tailwind: North Carolina alone is projected to need about 764,000 more housing units over the next five years.† That shortage is the demand behind our new-home projects.
Our Southeast Footprint
Based in North Carolina · Lending across the Southeast · Building in Raleigh, Charlotte & Wilmington
Map of the Southeast United States showing our North Carolina home market and lending footprint

Home market: North Carolina — greater Raleigh, Charlotte & Wilmington. Lending footprint spans the Southeast.

Getting Started

Three Simple Steps

1

Book a Call

Answer three quick questions, then pick a time with Loren. No pressure, no jargon.

2

Verify & Review

We confirm you're accredited and walk you through the official fund documents.

3

Invest & Relax

Fund your investment. We put it to work and report to you every quarter.

Book a Call
Loren Wernette, Founder
Meet the Founder

Loren Wernette

Loren has spent years in real estate lending and investing. He started this platform to build a better way to invest — one built on trust, teaching, and steady returns.

“Smart investing is more than a spreadsheet. It is built on trust — and trust is built brick by brick.”
His Story
What Members Say

Real Relationships

This fund offers one of the best risk/reward investments I have found. The loans meet a real need for developers while giving strong returns.James C.Fund Member
An easy, hands-off way to get better returns than my CDs. It is backed by assets, and Loren vets his deals well. I have added more every year.Craig N.Fund Member
The experience has been great. Loren is insightful and clear. He is transparent about everything and inspires confidence.John G.Fund Member

Testimonials used with permission. Individual results vary. Not a promise of future performance.

Free Investor Guide

See the Full Picture

Get instant access to the investor pitch deck. Inside you will find:

  • How your money works for you
  • Fund structure, returns, and protections
  • Simple next steps to connect

We value your trust. Your information is never shared or sold.

Get the Deck

Ready to Grow?

Let's talk about how you can earn income through real estate — fully vetted and asset-backed.

Book a Call

Important Disclosures

Loam Capital Group is a trade name of REI Transactional Manager LLC (“the Manager”). Securities are offered solely by the applicable issuer — REI Transactional Equity Fund I, LLC or REI Transactional High-Yield Fund I LLC — and only through that issuer’s confidential private placement memorandum, operating agreement, and subscription agreement. This website is not an offer to sell or a solicitation of an offer to buy any security, and no offer will be made in any jurisdiction where such an offer would be unlawful. Interests are offered only to accredited investors as defined in Rule 501(a) of Regulation D, in reliance on Rule 506(c), and every purchaser’s accredited status will be verified before any subscription is accepted. An investment involves substantial risk, including loss of the entire amount invested. Past performance is not indicative of future results. REI Transactional Manager LLC is not a registered broker-dealer or investment adviser.